Data61 and Their Role in Open Banking

Posted by Luke Howes on Apr 12, 2019 2:38:54 PM

As Open Banking (OB) becomes institutionalised in the Australian banking system, it is paramount for key industry bodies to establish the foundations and guidelines to ensure stable and efficient standardisation.

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Topics: Open Banking

Bank Data as a Key Risk Indicator

Posted by Luke Howes on Apr 12, 2019 2:36:47 PM

The nature of a bank’s business model means the origination of credit is paramount to generating revenue. However, a major aspect to lending is about the assessment of risk and that requires sound credit risk management. The efficient and prudent management of credit risk and the credit risk assessment process are critical.

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Topics: Open Banking, Responsible Lending